Real-Time Online Banking Fraud Detection and Response for Financial Institutions

Cleafy is an enterprise cybersecurity company focused on protecting online and mobile banking from fraud. Its platform continuously monitors digital sessions from pre-login through payment, analyzing device integrity, user behavior, and threat signals to identify account takeover, authorized push payment scams, live session manipulation, malware, and remote-access tools. By correlating activity across users, sessions, and channels, it builds complete attack narratives that let institutions intervene before fraudulent transactions are completed.

The product is built around a Fraud Extended Detection and Response (xDR) approach paired with an autonomous fraud operations system that automates investigation and response. Cleafy combines real-time bot and emulator detection, device fingerprinting, and shared threat intelligence that propagates new protections across its customer network. The company has independently identified and classified numerous strains of banking malware, drawing on a proprietary detection engine protected by more than 85 international patents.

Cleafy serves retail and corporate banks, digital payment services, e-wallet providers, and online lenders, with deployments concentrated in Europe and Latin America. The platform is designed to reduce fraud losses while limiting friction for genuine customers, cutting false alerts and shortening investigation times for fraud teams. By unifying cyber and fraud signals into a single operational view, it helps financial institutions disrupt attack infrastructure earlier in the fraud lifecycle.